1: Apply for any credit card with no annual fee. When you receive it, cut it up and throw it away. Every year, apply for another no-fee card, tear it up, and ask to triple the limit on your existing cards.
2: Invest $25 using an app like Stash Invest. Doesn’t matter in what, just pick any 10 stocks and keep them forever. Set it up to transfer $25 every month. Double the amount every year.
3: Don’t buy a house. Pay cash for your car with the profit from your stocks.
4: Retire at 30.